The client first browses the merchant’s website and chooses to buy a product or service. The merchant’s site computes the order and presents the client with an invoice. The client verifies the order and clicks on the form's submit button. Communication during this point is not yet secure.
The client is then transferred from the merchant's site to the secure Paysafe data processor. Another final invoice is presented, which will be the same as the one presented by the merchant site. The new form will require payment info entries such as name, surname, address, phone, and bank account or credit card number. The session is now encrypted for privacy, and protects the info. After completing the form, the client clicks the submit button, and the data is placed in the merchant's Paysafe database.
An email is then sent to the merchant, informing them of the transaction. Some merchants with Cybercash gateway accounts may choose to clear the transaction online. An acknowledgment is sent to the client and they are returned to the merchant's original homepage.
Upon receiving Paysafe’s notification email, the merchant can log on to their site, and this session is encrypted to preserve security and privacy of the data. The merchant can now retrieve the payment info and perform the charge after which they remove the personal data from Paysafe server. |
