Live baccarat is one of the best casino card games. It’s quick to learn, fun to play and has a range of different betting options to keep things interesting. 

It can take time to find the best sites to play live baccarat online. That’s why we’ve done all the hard work for you by finding the top online casinos and reviewing them. These are some of the key things we’ve covered in our review: 

• Win rate

• Payout speed

• Live tables

• Banking options 

• Min and max bets 

We’ve also listed the five top sites and given you the three things we think you’ll like most about each casino. Read our review now and decide which site suits you best. 

5 best live baccarat sites of April 2021

1. 888 Casino 

2. Casimba Casino

3. Mansion Casino

4. LeoVegas Casino

5. PlayOJO Casino 

888 Casino

Credit: 888 Casino 

888 Casino is one of the finest gambling sites for fans of live baccarat. It has a huge number of games, a mix of high and low limit tables and often gives you the chance to earn some generous bonuses. 

• Casino win rate: 96.6%

• Payout speed: 0 hours 

• Live baccarat tables: 23

Bonus offers 

888 offers a range of bonuses to new and returning players, You can find out its current welcome package by checking the table at the start of this article. You can learn more about the loyalty rewards programme by reading our review of 888 Casino. 

These are the three things you’ll like most about 888: 

• It has the most live baccarat games 

• The site has been known to offer a no deposit bonus

• You can play lots of other live casino games

Banking options 

• Maestro Debit Card

• Skrill

• NETELLER

• PayPal

• EntroPay Card

• Wire Transfer

• WebMoney

• IDebit

Read our review of 888 Casino. 

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Casimba Casino

Credit: Casimba Casino

Despite not topping our poll, you’ll struggle to find a better baccarat live casino than Casimba Casino. It has the games, a user-friendly website and a min/max betting range that works for cautious betters and high rollers alike. 

• Casino win rate: 96.50%

• Payout speed: 48 hours 

• Live baccarat tables: 19

Bonus offers 

You can find the up-to-date bonuses offered by Casimba Casino in our table at the beginning of this article. Casimba Casino frequently updates its offers and you can see how it fares in comparison to other top gambling sites by checking out our online casinos reviews page. 

These are three key things that make Casimba Casino a great site: 

• Great betting range for its live dealer baccarat games 

• Website and app are incredibly easy to use

• Often has some pretty impressive ad hoc casino bonuses 

Banking options 

• VISA

• Maestro

• Neteller

• Paysafecard

• Skrill

Read our review of Casimba Casino. 

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Mansion Casino

Credit: Mansion Casino 

Mansion Casino is a great place to play live baccarat if you prefer to keep your bets at the small to mid-range size. Most of its tables have a minimum betting amount of £1 (though, £0.20 is the lowest), while none have a maximum limit above £5,000. 

• Casino win rate: 97.25%

• Payout speed: 24 hours 

• Live baccarat tables: 15 

Bonus offers 

Mansion Casino offers an array of promotions, with bonuses for both new and returning players. The table we’ve included at the start of this guide highlights the current welcome bonuses available from Mansion Casino. You can learn more about its loyalty package by heading to the website. 

This is what we think you’ll like most about Mansion Casino: 

• Very professional baccarat table dealers 

• Great selection of daily jackpot games 

• 24/7 support team to help with any queries

Banking options 

• Boku

• Citadel Instant Banking

• EcoPayz

• Laser

• Local Bank Transfer

• Maestro

• Neteller

• PayPal

• Paysafecard

• Skrill

• Switch

• Visa

• WebMoney

Read our review of Mansion Casino. 

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LeoVegas Casino 

Credit: LeoVegas Casino

LeoVegas Casino has a solid number of live baccarat tables. However, it’s the other features you get from LeoVegas that make it such a great bet, with sports, casino games, a top app and some ace bonuses all part of the package when you sign up to this site.

• Casino win rate: 96.00%

• Payout speed: 0 hours 

• Live baccarat tables: 13

Bonus offers 

You can discover the latest bonuses offered by LeoVegas Casino in our table at the beginning of this article. Our table details the welcome package you can get if you sign up to the site right now. If you decide that’s what you want to do then just click the CLAIM BONUS button to start the application process. 

You can expect these highlights if you choose to create an account with LeoVegas Casino: 

• Broad selection of baccarat games 

• Option to bet on some popular sports 

• An array of excellent casino table games 

Banking options 

• VISA

• PayPal

• Bank Transfer

• Neteller

• Skrill

• Paysafecard

Read our review of LeoVegas Casino. 

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PlayOJO Casino

Credit: PlayOJO Casino

PlayOJO Casino earns its status as one of the finest places to play live casino baccarat games because of its approach to casino bonuses. It’s a no wagering casino. This means any bonuses you sign up for don’t have wagering requirements, so you don’t need to invest your own cash to get the benefits of them.  

• Casino win rate: 96.92%

• Payout speed: 0 hours 

• Live baccarat tables: 10

Bonus offers 

PlayOJO Casino is known for offering bonuses without wagering requirements. It regularly updates the rewards it has on offer and you can see what the latest ones are by checking the table at the start of this guide. 

These are the three main selling points of PlayOJO Casino 

• No wagering requirements for its bonuses 

• Decent amount of live baccarat games 

• Great player community for fans of bingo 

Banking options 

• VISA

• PayPal

• Neteller

• Skrill

• paysafecard

• ecoPayz

• Maestro

• Fast Bank Transfer

• DIRECT ebanking

• Citadel Instant Banking

• Solo/Switch

Read our review of PlayOJO Casino. 

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Comparison of betting limits at baccarat tables of top 5 sites

We checked the betting limits at the top five casinos for playing live baccarat. What we found is that there’s a noticeable difference between the min and max amounts they offer. 

High rollers will like the max betting amounts on offer from Casimba Casino and LeoVegas Casino. These two sites both allow you to wager up to £15,000 on a game. 

Conservative gamblers can place min wagers of £0.10 at both 888 Casino and PlayOJO Casino, making them a good option for people playing live baccarat for the first time. 

Overall, Casimba Casino is the site that caters to the broadest range of players, with good low and high-level betting amounts on offer across its tables. 

Whatever your betting preferences, always make sure you gamble responsibly. If you or someone you know is experiencing gambling issues then seek help from one of the many support networks, such as GamCare. 

Card values in live baccarat 

Baccarat is played with the full selection of cards in a deck (from two to ace) and players are dealt two cards. 

The cards used in baccarat are assigned a point score, with some being worth their face value and others having no value at all. These are the points assigned to the cards: 

• Ace = 1

• Two = 2 

• Three = 3 

• Four = 4 

• Five = 5 

• Six = 6 

• Seven = 7 

• Eight = 8 

• Nine = 9 

• Ten = 0 

• Jack = 0 

• Queen = 0 

• King = 0 

Knowing the card values in baccarat is vital. If you don’t understand the values then it’s likely your gaming experience won’t be as enjoyable. 

How hand totals work in live baccarat games 

You’re dealt two cards in baccarat and your hand total is based on the value of both cards. 

The value of your two cards is determined by the units digit of the sum of both cards. This can be tricky to grasp, so we’ll explain how it works using some examples:

• If you’re dealt a three and a four then your hand total is seven (3+4 = 7)

• If you’re dealt a five and a five then your hand total is one (5+5 = 10)

• If you’re dealt a six and a seven then your hand total is three (6+7 = 13)

It’s important to understand the hand values in baccarat before you play a live game. If you aren’t well-versed in what they’re worth then you won’t play at your optimal level. 

Payouts in live baccarat 

The payouts you get in baccarat depends on who you bet on. 

You can bet on three outcomes in a standard baccarat game of player vs banker. These are the payouts you get based on playing a standard game. 

• Player wins: pays 1:1

• Banker wins: pays 0.95: 1 (the casino takes a commission of 0.5)

• Game is tied: 8:1

As you can see from the odds, the most profitable bet you can place on the outcome of a standard game is on the match being tied. 

However, this only covers the main bets that can be made on baccarat — those that have to be placed. You can also place a range of side bets. We list the key ones and their odds in the next section. 

Side bets in live baccarat games 

There are a number of side bets you can place in baccarat. 

These wagers happen in addition to the main player vs banker game and offer a range of payout opportunities. These are the key side bets and their maximum payouts: 

• Big/small: 1.5:1

• Bonus: 30:1

• Egalite: 220:1

• Pairs: 25:1

• Sum bonus: 50:1

• Tie bonus: 50:1

Most of the odds you get from the side bets available in baccarat are significantly higher than those you get from the main player, banker or tie bets. This reflects the likelihood of them happening. 

So, if you want the chance to win some more money from baccarat you may wish to place some side bets. However, if you do so then be prepared to make losses, as the chances of winning a side bet is lower than your odds of succeeding with the three main bets.

House edge in live baccarat games 

House edge is an important concept in casino games. The reason for this is that it tells you the advantage the casino has before a game has started, thus highlighting your chances of winning some money. 

This is a big deal because it gives you an indication of whether you’re playing a game that’s a wise investment of your gaming money — you might question the sense of betting on a game where the odds are massively stacked against you. 

The house edge in baccarat depends on the bets placed. Below is the house edge for the three main bets in baccarat (based on games played with an eight deck shoe): 

• Banker: 1.06% 

• Player: 1.24%

• Tie: 14.36%

To put this into perspective, this means that if you place a £100 bet on each of the three bets then this is how the edge could play out. 

• Banker: the house generally wins £1.06 

• Player: the house generally wins £1.24 

• Tie: the house generally wins £14.36

Of course, it’s not a given that this will happen as sometimes you’ll win and sometimes you’ll lose. However, you can use these figures as a guide. 

How does the house edge in baccarat compare to other casino games? Pretty well. Indeed, blackjack is the only major casino game that has a lower house edge, with some of its variants having an edge as low as 0.28%. 

Baccarat strategy

We’ve written a detailed guide to how to win at baccarat and in it, we’ve highlighted the key things you need to know about the game, including the strategies you can use. 

We recommend you read this in detail before playing a live baccarat game. However, to give you a quick overview, these are the four main strategies you can use in baccarat: 

• Zigzag zone: outcomes form in a zigzag between player and banker. 

• Streaky bankers and players: winning streaks between banker and player. 

• Trend switch treatment: players alter their betting to try and keep a winning trend.

• Hovering state: a defensive strategy with no specific trend.

Learn the main strategies of baccarat before you play it in a live casino setting. Just remember that baccarat is a game of chance, so you may still lose even if you know the strategies inside out. 

Baccarat game variations

Like many casino games, there are some popular variations to baccarat. We’ve looked at three of the main ones in our baccarat variations guide. 

We suggest you read our guide to get the best understanding of them. However, if you want a quick overview then these are three variations: 

• Double Fortune: like regular baccarat, except with 1 red and 1 blue 8-deck shoes.

• 3 Card: in this game, both the player and dealer are dealt three cards.

• Punto Banco: like normal baccarat, with the exception being that it awards a winning banker bet even money.

We advise that you first play regular baccarat, so you can get a feel for the game. Once you’re happy you know what the rules are then you can give the other variations a try.